What's New

Locked Exchange Rates, Auth Stability & Friend Balance Fixes

Cross-currency friend transactions now lock exchange rates at creation time, authentication is more resilient during token refresh, and friend activity displays are consistent and correct.

• Exchange rates locked at transaction time for friend splits, lending, and borrowing - amounts no longer drift with daily rate changes
• Currency picker in Record Debt - choose any currency and see the editable converted equivalent in your default currency
• Conversion preview in split expense modal when splitting a transaction in a foreign currency
• New friend balances are created in your default currency, even when the transaction is in a different currency
• Friends tab shows balances in your default currency as the primary amount, with the original currency as secondary
• Friend profile activity uses consistent balance-perspective colors - green when they owe you, red when you owe them
• Borrowing transactions correctly show as 'You borrowed' with negative red amounts instead of 'Borrowed from you' in green
• Friend transaction details show locked converted amounts with '=' prefix instead of fluctuating live rates
• Transaction list now fetches newest transactions first, fixing invisible recent transactions when history is large
• Subscription status no longer flashes to 'Free' during authentication token refresh
• Voice and chat session creation is resilient to transient auth state changes, preventing 'Failed to create chat session' errors
• Deleting or unsplitting cross-currency friend transactions correctly reverses the balance in the right currency

Multi-Currency, Account Archiving & Email Insights

Split expenses across currencies, archive unused accounts, transfer between different currencies with exact received amounts, and get monthly spending summaries in your inbox.

• Cross-currency expense splits - split an INR expense with a friend whose balance is in SAR, with automatic conversion
• Cross-currency transfers - enter the exact received amount when transferring between accounts in different currencies
• Default currency equivalent shown on cross-currency transactions, splits, and friend balances
• Archive accounts you're no longer using - they're hidden from lists but preserved with full history
• Unarchive accounts at any time from a dedicated section in the accounts screen
• Monthly summary emails with spending insights, top categories, and daily averages - localized in your language
• Smart daily expense reminders to help you stay on top of tracking
• Budget notifications consolidated into a single daily digest instead of individual alerts
• One-click email unsubscribe for all notification types
• Force update mechanism ensures everyone runs a secure, compatible app version
• Android support - Floosy is now available on Google Play
• Credit card available credit now syncs correctly across all transaction types
• Date picker overhauled for better reliability, accessibility, and smoother interaction
• AI chat now directs you to voice or manual input for adding transactions

Smart Filters, Tags & Performance

Browse your full transaction history with infinite scrolling, tag friend expenses, search categories with filter tabs, and enjoy under-the-hood security and performance improvements.

• Infinite scroll on the transactions screen - keep scrolling to load older transactions automatically
• Add personal tags to friend and split transactions for custom categorization
• Tag filter now works across all transaction types including friend expenses
• Friend request deep links - tap a link to add someone as a friend instantly
• Search bar and filter tabs (needs, wants, must) on the categories screen
• Search and filter in category selection modals across the app
• Hierarchical category filter in transactions - selecting a parent includes all subcategories
• Tappable tag chips for quick selection when tagging transactions
• Faster initial load - transactions load progressively instead of all at once
• Pro plan usage limits updated to 200 voice and 200 chat interactions per month
• Smarter AI prompt for recognizing general transfers and setting source accounts
• Voice chat split transactions now correctly update friend balances
• Onboarding setup page is now scrollable on smaller screens
• Security hardening - tighter rate limits, safer error handling, and debug logging cleanup
• Account filter now includes incoming transfers, not just outgoing

Debt Control, Changelog & AI Consent

Explicit debt tracking, a new public changelog, and an AI data consent gate for privacy.

• Added +/- toggle on balance inputs so you can explicitly mark credit card and loan balances as debt
• New public changelog page - you're looking at it!
• AI data consent gate - you must explicitly agree before any data is sent to AI providers
• Update banner replaced the full-screen popup for a less intrusive experience
• Complete data purge on account deletion - all tables wiped clean

Smoother App Updates

Reworked the in-app update experience to be less intrusive.

• Updates now show as a small banner instead of a full-screen popup
• Receive a push notification when a new app update is available

Transaction Tagging

Organize your expenses with custom tags - add them manually or let the AI pick them up from your voice and chat input.

• Tag transactions with custom labels to group related expenses
• AI recognizes tags in voice and chat input (e.g. "tag it as vacation")
• Tag spending breakdown on the home dashboard

In-App Updates & Quick Add Account

• Install app updates instantly without leaving the app
• "Add New Account" button directly in account selection dropdowns
• About screen shows your current update status and version info

Friend Splits & In-App Legal Pages

• Remove friends from a split directly in the transaction preview
• Privacy policy and terms of service now open inside the app

Dark Mode Icon & Timezone Fix

• Dark mode app icon for iOS 18+ - matches your system theme automatically
• Transactions now display in your local timezone instead of UTC - no more wrong-day grouping

AI Proactive Insights

The AI now proactively watches your finances and nudges you when something needs attention.

• Budget alerts when you're close to exceeding a category limit
• Weekly spending digest summarizing your financial activity
• Unusual spending warnings for out-of-pattern expenses
• Friend settlement reminders for outstanding balances

AI Financial Intelligence

Ask questions about your finances in natural language and get real answers powered by your actual data.

• Ask things like "How much did I spend on food this month?" and get answers from your real data
• Browse and search all your transactions through AI chat
• View spending by category through conversational queries
• Voice input auto-sends to the AI - no extra tap needed

Vocabulary Management

Teach the AI your custom words for better voice transcription accuracy.

• New vocabulary screen - add merchant names, custom phrases, and frequently used words
• Voice input auto-detects your spoken language instead of relying on the app setting
• AI categories appear in your preferred language during chat

Loan & Credit Card Management

• Loan tracking automatically updates when you record a payment
• Record loan and credit card payments using voice commands
• Set a credit limit on credit card accounts
• Dedicated loan fields when adding or editing accounts
• Clear, contextual labels on loan and credit card screens (e.g. "Current Due" instead of "Balance")

Balance Adjustments & Speed Dial

Quickly adjust account balances and access common actions from a new floating menu.

• Adjust any account balance directly - no need to create a correction transaction
• Floating action button with a speed dial menu for quick access to voice, chat, and manual entry
• Edit initial balance from the balance details screen

Marketing Site & App Store Launch

• floosy.ai marketing website with features, pricing, and support pages
• Over-the-air updates - receive improvements without waiting for App Store review
• V1 data migration - existing Floosy users keep all their data when upgrading to V2
• Apple-compliant privacy policy and terms of service

Refer a Friend

Share Floosy with friends and earn free Pro days.

• Refer friends with a unique code or QR code - you get 7 days of Pro free for each friend who joins
• Referral deep links work from web, messages, and social media
• Enter a referral code from the profile screen
• Searchable friend picker in the split expense screen with your top 5 friends

Analytics, History & Help

• Full-page analytics screen with month-over-month comparisons and spending insights
• History screen with separate voice and chat tabs to review all past interactions
• Help & Support - email the support team with device info pre-filled
• Redesigned About page with feature highlights, vision, and special thanks

In-App Purchases & Feedback

• Subscribe to Pro directly inside the app with monthly or yearly plans
• In-app feedback and voting system - tell us what to build next
• Plan usage stats visible for all plans including Pro

Onboarding & Language Switcher

A welcoming first experience with animated illustrations and guided setup.

• New onboarding flow with animated illustrations guiding you through setup
• Language switcher on the login and signup screens
• Redesigned authentication screens with the Floosy logo and cleaner layout

Phantom Friends & Smart Splits

Split expenses with people who aren't on Floosy yet.

• Add phantom friends (people not on Floosy) to expense splits with custom nicknames
• AI recognizes phantom friend names in voice and chat input
• Add friends by email directly from the split expense screen
• Friend balances included in your net worth calculation
• All push notification types now deep link to the relevant screen when tapped

Voice & Chat AI

Record expenses by speaking naturally or chatting with the AI - in any language.

• Voice recording with AI-powered transcription and expense parsing
• Natural language chat for complex transactions
• Split expenses via voice - just say who you split with
• Inline editing on transaction preview cards before saving
• Currency mode preference - use your default currency or the one you mention

Subcategory Budgets & Friend Activity

• Set budgets at the subcategory level for more granular spending control
• Full activity history on friend profiles with pagination
• Detailed friend transaction view showing split breakdowns
• Split or unsplit transactions directly from the transaction details screen
• Email notifications for splits and settlements via Resend

Dashboard Redesign & Budget System

A completely new dashboard with 6 financial sections and a full budget system.

• Redesigned dashboard with net worth, monthly overview, budget progress, pending settlements, recent transactions, and quick actions
• Category-based budget system with monthly, weekly, and yearly periods
• Usage limits with progress bars and upgrade prompts
• Multi-select category and account filters on the transactions screen
• Edit transactions directly from the details screen
• Category spending reports include your share of friend split expenses
• Settlements and lending transactions auto-categorized for cleaner reports

Notifications & Blocking

• Push notifications for friend requests, splits, settlements, and more
• Block and unblock friends with full privacy protection
• Friend nicknames shown in push notification text
• Deep links - tapping a notification takes you to the relevant screen

Profile, Budgets & New App Icon

• Profile editing screen with avatar upload and privacy toggles
• Notifications screen with card-based layout and swipe actions
• New Floosy coin app icon
• Username setting with permanence confirmation

Full i18n & Multi-Currency

Floosy now speaks your language - English and Arabic with full RTL support, plus 52 currencies.

• Complete English and Arabic translations across every screen
• Full right-to-left layout support for Arabic users
• Multi-currency conversion with real-time exchange rates across 52 currencies
• Currency picker for choosing your display and transaction currencies
• Language picker in settings - switch between English and Arabic instantly
• Account deletion option in settings

Core Features

The foundation of Floosy 2.0 - accounts, transactions, friends, and splits.

• Dashboard with financial overview and quick actions
• Accounts management - bank, cash, credit card, savings, investment, and loan accounts
• Transaction recording with categories, amounts, dates, and notes
• Friends list with friend requests and contact-based invitations
• Split expenses with friends - equal or custom amounts
• One-tap settlement flow to clear balances with friends
• Category management with subcategories and custom icons
• Transaction filters by date, category, and account
• 52 currencies supported out of the box

Floosy 2.0

A complete rebuild of Floosy with new technology, new design, and a real-time backend.

• Rebuilt from scratch with Expo, Convex, and Clerk
• Real-time data sync across all devices
• New design system inspired by iOS
• Secure authentication with email and social sign-in