Terms of Service

Last updated: August 16, 2025

1. Agreement to Terms

By accessing or using Floosy ("the Service") operated by Black and White Tech, LLC, you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

Floosy is an AI-powered expense tracking application that allows users to record and manage financial transactions through voice commands, chat interface, and manual entry. The Service includes web and mobile applications, AI processing, and related features.

3. User Accounts

Account Creation

  • You must be at least 16 years old to create an account
  • You must provide accurate and complete information
  • You are responsible for maintaining account security
  • You must notify us immediately of any unauthorized access
  • One person or entity per account unless otherwise agreed

Account Responsibilities

You are responsible for all activities that occur under your account. You agree not to share your account credentials with others.

4. Acceptable Use

You agree not to:

  • Use the Service for illegal purposes or illegal activities
  • Upload malicious code or interfere with the Service
  • Attempt to gain unauthorized access to our systems
  • Impersonate others or provide false information
  • Use the Service to harm, threaten, or harass others

5. Subscriptions and Payments

Free Plan

We offer a free plan with limited features. Free accounts are subject to usage limits and feature restrictions.

Paid Subscriptions

  • Subscription fees are billed in advance on a monthly or annual basis
  • Prices are subject to change with 30 days notice
  • All fees are non-refundable except as required by law
  • You may cancel your subscription at any time
  • Cancellation becomes effective at the end of the current billing period

Auto-Renewal

Subscriptions automatically renew unless cancelled before the renewal date. For iOS purchases, manage subscriptions through your Apple ID settings.

In-App Purchases

iOS in-app purchases are processed by Apple. Refunds for iOS purchases must be requested through Apple.

6. Intellectual Property Rights

Our Property

The Service, including all content, features, and functionality, is owned by Floosy and is protected by copyright, trademark, and other intellectual property laws.

Your Content

You retain ownership of your financial data and content. By using the Service, you grant us a license to use, store, and process your content to provide the Service.

Feedback

Any feedback, suggestions, or ideas you provide about the Service becomes our property and may be used without compensation.

7. Prohibited Uses

In addition to other prohibitions, you are prohibited from using the Service:

  • For any unlawful purpose or to solicit others to perform unlawful acts
  • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • To infringe upon or violate our intellectual property rights or the rights of others
  • To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
  • To submit false or misleading information
  • To upload or transmit viruses or any other type of malicious code
  • To collect or track personal information of others
  • To spam, phish, pharm, pretext, spider, crawl, or scrape
  • For any obscene or immoral purpose
  • To interfere with or circumvent security features of the Service

8. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including:

  • Breach of these Terms
  • Non-payment of fees
  • Fraudulent or illegal activity
  • Harmful behavior toward other users or our staff
  • Extended period of inactivity

Upon termination, your right to use the Service will immediately cease. You may request a copy of your data within 30 days of termination.

9. Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. FLOOSY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, secure, or error-free. We do not guarantee the accuracy, reliability, or completeness of any information on the Service.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL FLOOSY, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

Our total liability to you for all claims arising from or related to the Service shall not exceed the amount you paid us in the past twelve months.

11. Indemnification

You agree to defend, indemnify, and hold harmless Floosy and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

12. Governing Law and Dispute Resolution

These Terms shall be governed and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Any dispute arising from these Terms shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules. You waive any right to a jury trial or to participate in a class action.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to use the Service after revisions become effective, you agree to be bound by the revised terms.

14. End User License Agreement (EULA)

License Grant

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the Floosy mobile application for your personal, non-commercial use.

Restrictions

You may not:

  • Copy, modify, or create derivative works of the app
  • Reverse engineer, disassemble, or decompile the app
  • Remove any proprietary notices or labels
  • Use the app for any commercial purpose without our permission
  • Transfer the app to another person or entity

Updates

The app may automatically download and install updates. These updates may include bug fixes, feature enhancements, or entirely new features. You consent to such automatic updates.

15. Apple-Specific Terms

If you use the Service on an iOS device, you acknowledge that:

  • These Terms are between you and Floosy only, not with Apple
  • Apple has no obligation to furnish maintenance and support services
  • Apple is not responsible for addressing any claims relating to the app
  • Apple is not responsible for any product liability claims
  • Apple and its subsidiaries are third-party beneficiaries of these Terms
  • You must comply with Apple's Terms of Service

16. Severability and Entire Agreement

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Floosy regarding the Service and supersede all prior agreements.

17. Contact Information

For questions about these Terms, please contact us at:

  • Email: legal@floosy.ai
  • Website: https://floosy.ai
  • Support: support@floosy.ai
  • Address: Black and White Tech, LLC
    12856 N Highway 183 Ste B #1390
    Austin, TX, 78750 United States